Retirement

Nearly 50 million Americans – disproportionately, people of color -- do not have access to a ret

On Thursday, December 19, 2019, Congress passed legislation that signals a strong, bipartisan commitment to improve American retirement secu

October 23, 2019The Aspen Institute Financial Security Program lays out ways industry leaders and policymakers can improve Americans’ retirement outlook, including expanded access to plans and help with emergency savings.

The Aspen Institute Financial Security Program convened its third annual Leadership Forum on Retirement Savings in April. More than 70 experts and industry leaders gathered in Warrenton, Va., to share, evaluate, and refine solutions to the nation’s retirement crisis.

June 19, 2019 Program Associate Ben White will join the Navigating Retirement Issues panel to discuss Innovative Model Savings Programs.

If passed, this rule will rescind mandatory underwriting provisions set by the CFPB in November of 2017 governing these small dollar high-cost loans. Aspen FSP submitted a comment letter in opposition to the proposed rule to the CFPB.

This promising bipartisan legislation addresses some of the most critical challenges facing the US retirement system, including coverage, portability, and lifetime income.

Portable non-employer retirement benefits represent an opportunity to strengthen America’s retirement system and address the retirement insecurity that many Americans experience.

The coverage gap is the most fundamental challenge facing our current retirement system, leaving roughly 55 million Americans without access to the type of tax-advantaged, payroll-facilitated savings plans that are proven to increase retirement security.